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Payments infrastructure · West & Central Africa

Payments infrastructure for a connected Africa.

We help businesses and individuals send, receive, and settle payments in Cameroon, Nigeria, Ghana, Côte d'Ivoire, and Senegal, with the speed of mobile money and the reliability of formal banking rails.

Talk to Us See How It Works
  • 5 MarketsWest and Central Africa
  • Licensed & RegulatedOperations with licensed partners
  • Bank-Grade SecurityEncryption and monitoring
  • Real-Time SettlementTracked from start to finish
The problem

Africa's payment markets are growing, but still fragmented.

Payments across West and Central Africa often mean multiple providers, unpredictable fees, and delays that slow down business. Whether it's a merchant collecting payments, a business paying its suppliers, or a family sending money home, the infrastructure hasn't kept pace with the region's economic momentum.

Gaddafons is one platform for every rail that matters. We connect mobile money, bank transfers, and card rails into a single, reliable experience for businesses and individuals in Cameroon, Nigeria, Ghana, Côte d'Ivoire, and Senegal.

Collections

Accept payments from customers via mobile money, bank transfer, or card. Settled fast and tracked in real time.

Payouts

Send funds to individuals or businesses with predictable timelines and transparent pricing, one at a time or in bulk.

Dashboard & API

Initiate, track, and reconcile every transaction from one dashboard, or integrate directly through our API.

Markets

Built for Africa's fastest-growing payment markets.

We operate across five key markets, each with deep local payment rail integration and compliance aligned to local regulation.

CM · XAF

Cameroon

Mobile money and bank integration for one of Central Africa's largest economies.

Mobile moneyBank
NG · NGN

Nigeria

Access to Africa's largest payments market and digital economy.

BankCardMobile money
GH · GHS

Ghana

A stable, fast-growing hub for West African commerce.

Mobile moneyBank
CI · XOF

Côte d'Ivoire

Gateway to the West African Economic and Monetary Union (UEMOA).

Mobile moneyBank
SN · XOF

Senegal

A regional financial hub for Francophone West Africa.

Mobile moneyBank
How it works

Simple to integrate. Built to scale.

  1. Connect

    Create an account and get access in minutes.

  2. Send or collect

    Initiate a payment through our dashboard or API.

  3. Track

    Monitor every transaction in real time.

  4. Settle

    Funds arrive through the local rail of choice: mobile money or bank.

Security & compliance

Trust is the product.

Every transaction on our platform is processed in line with applicable financial regulations in our markets of operation. We work with licensed banking and payment partners to safeguard funds, and apply industry-standard encryption and monitoring across our infrastructure.

Regulated partners
Data encryption
Transaction monitoring
KYC/AML compliant
Who we serve

For businesses and individuals moving money in Africa.

For businesses

Run your payments from one platform.

Collect customer payments, pay suppliers, and manage payroll from a single platform.

  • Mobile money, bank, and card collections
  • Single and bulk payouts
  • Real-time reporting and reconciliation
For individuals

Send and receive with confidence.

Send money to family, receive payments, and cash out to mobile money, simply and securely.

  • Cash out to mobile money or bank
  • Clear fees before you send
  • Status updates at every step
Get started

Ready to move money with Gaddafons?

Get in touch to learn how our platform can support your payment needs.

Emailcontact@gaddafons.com
Phone+237 6895 46699